Forge
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Model your
financial future.

Forge brings your accounts together and shows you where your money is headed. Made for couples and families who plan together.

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Free for 14 days. Cancel anytime.

The Forge forecast on a phone. A chart of a household's net worth over the next thirty years, with a shaded range showing how outcomes could vary.The Forge forecast on a phone. A chart of a household's net worth over the next thirty years, with a shaded range showing how outcomes could vary.

Every account. One picture.

Forge connects to more than 12,000 banks and brokerages. Anything else, you can add by hand.

  • Checking
  • Savings
  • Brokerage
  • 401(k)
  • Roth IRA
  • HSA
  • 529
  • Home
  • Mortgage
  • Credit cards
  • Car loans
  • Student loans
  • Crypto
  • Stock grants
  • Pensions

Today and tomorrow

Where you stand.
Where you’re headed.

Today is your real money, updated every day. Forecast carries those same numbers forward, year after year. There's nothing to enter twice.

The Today view on a phone. Net worth of $1.34 million and a chart of the past six months.The Today view on a phone. Net worth of $1.34 million and a chart of the past six months.

What you have, what you owe, and how it's moved. All from your actual accounts.

Scenarios

Try it before you live it.

Every big decision changes the decades that follow. Forge shows you how, before you commit.

A comparison chart on a phone. The current plan as a solid line and a scenario called Bigger house in 2028 as a dashed line.A comparison chart on a phone. The current plan as a solid line and a scenario called Bigger house in 2028 as a dashed line.

  • Ask the big questions.

    A bigger house. A new job. A year off. Retiring at 55. Set one up in a minute.

  • See them side by side.

    Forge puts each choice next to your current plan, so the difference is plain.

  • Today stays put.

    Scenarios sit on top of your real numbers. Nothing you try changes them.

Together

One plan for the whole household.

Most money tools are built for one person. Most lives aren't. Forge is made for planning with someone.

  • Yours, mine, and ours.

    Every account knows who it belongs to. One person, both of you, or the whole household.

  • Switch the view.

    See the full picture, or just your side of it. One tap.

  • Room for everyone.

    Invite your partner and up to three more. One subscription covers all of you.

A list of accounts on a phone. Joint Checking is marked as shared by Alex and Jordan.A list of accounts on a phone. Joint Checking is marked as shared by Alex and Jordan.

Every day

Know where it goes.

Forge keeps up with your money so you don't have to. Open it and you're already up to date.

The Spending view on a phone. Income and spending by month as bars.The Spending view on a phone. Income and spending by month as bars.

Money in and money out, month by month. Tap any category to see what's behind it.

Under the surface

As deep as you want to go.

Forge is simple to use. Underneath, it does the math a careful planner would.

  • A range, not a single line.

    Markets don't move in straight lines. Forge runs your plan a thousand different ways and shows you how often it works.

    Monte Carlo simulation

  • Social Security for both of you.

    Claim early or wait. See what each choice pays, for you and for your spouse.

    Spousal and survivor benefits

  • Taxes, done properly.

    Federal and state, every year of your plan. The number you see is the number you keep.

    Federal and all 50 states

  • Retirement rules, built in.

    Contribution limits, required withdrawals, and the right time to move money to a Roth. Forge keeps track so you don't have to.

    RMDs, catch-up limits, Roth conversions

  • Start from the goal.

    Ask when you can retire, or how much to save to get there. Forge works backwards to the answer.

    Reverse mode

Privacy

Your money is your business.

Forge is paid for by the people who use it. That's the whole business.

  • Look, don't touch.

    Forge can see your balances and transactions. It can't move money, and it never sees your bank password.

  • Two steps to get in.

    A password alone isn't enough. Forge asks for a passkey or a code from your phone as well.

  • Only who you invite.

    Your household's money is visible to the people in your household. No one else.

  • Never sold.

    No ads. No data brokers. Close your account and your data is deleted.

The details are in our privacy policy.

Pricing

One plan.
Everything included.

Try Forge free for 14 days. Cancel before the trial ends and you won't pay a thing.

  • Bank and brokerage connections
  • Unlimited scenarios
  • Up to five people in your household
  • Spending, investments, and taxes in one place
  • Forecasts thirty years out
  • Cancel anytime

A card is required to start your trial. Prices are in US dollars, plus tax where it applies.

Questions

Good to know.

Is Forge a budgeting app?

It does that, and more. Forge tracks where your money goes each month. It also shows where your money is headed over the coming decades, so you can plan around it.

Can Forge move my money?

No. Forge connects to your accounts in read-only mode. It can see balances and transactions. It can't make payments or transfers, and it never sees your bank password.

Do I have to connect my bank?

No. You can add any account by hand, or import a spreadsheet. Connecting simply keeps your numbers up to date on their own.

Can my partner use it too?

Yes. Invite them to your household and you'll both see the same plan. One subscription covers up to five people.

Does Forge replace a financial advisor?

No. Forge doesn't give financial advice. It gives you a clear view of your own numbers, which makes any conversation about money easier, including one with a professional.

What happens when the trial ends?

Your subscription begins and your card is charged. Cancel any time in the first 14 days and you pay nothing.

How does Forge make money?

Subscriptions. We don't show ads, and we don't sell your data.

Start with today.
See the rest.

Connect your accounts. Forge takes it from there.

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